customer story

How a $4B Health System Unlocked $34.5M in Immediate Liquidity 

immediate cash acceleration
$ 0 M
of $46M legacy portfolio monetized
0 %
avg. monthly new financing volume (growing MoM)
$ 0 M
reduction in AR days (within 90 days)
0

overview

Slow Cash, Limited Yield

A $4B integrated health system was carrying $46M in patient payment plans, but those receivables were converting to cash slowly and inefficiently.

Long-duration plans, limited flexibility, and manual workflows created:

  • Extended AR days and delayed cash conversion
  • Low yield on existing receivables
  • Operational burden on staff and call centers

Like many organizations, patient financing functioned as a collections tool—not a liquidity strategy.

the solution

Turn Patient AR into Immediate Liquidity

The health system implemented AccessOne to accelerate cash flow while improving patient access.

Key components included:

  • Portfolio monetization: Immediate conversion of existing payment plans into cash
  • Flexible financing: 100% patient eligibility with configurable terms
  • EHR integration: Seamless self-service enrollment and account management
  • Scalable model: Supports ongoing growth in new financing volume

This approach reframed patient receivables as a financial asset with timing value, not just future payments.

the result

Faster Cash + Stronger Performance

Within 90 days, the system achieved measurable financial and operational gains:

  • $34.5M in immediate liquidity unlocked from existing receivables
  • 3.2-day reduction in AR days, improving revenue cycle efficiency
  • $4.4M in new monthly financing volume, increasing over time
  • 34% digital self-enrollment, reducing reliance on staff

Traditional payment plans delay cash over months—or years. AccessOne accelerates that timing, unlocking liquidity already on the balance sheet. The result: stronger cash flow, improved yield, and a better patient experience—without added debt or disruption.