Let’s be real: patients and providers need more than a bank loan.
They need a partner who understands their unique needs. They need empathy and financial results. They need a patient financing expert.
If you're already working with a bank or just starting to explore your options, here's what you won’t see on a rate sheet:
That's where AccessOne shines.
Patient engagement
Automation for your staff
Payment performance
Support that actually makes you and your patients' lives easier
Patient engagement
Automation for your staff
Payment performance
Support that actually makes your and your patient’s lives easier
What AccessOne Offers Health Systems and Patients (That Regional Banks Don't)
1.
Built for Healthcare, Not Just for Lending
The patient financial experience is different than buying a car. We know healthcare. That means we understand revenue cycle needs—compliance complexity, charity care coordination, and the need for seamless EHR integration. Our platform is designed for providers and built around the entire patient journey, not just the payment schedule.
2.
Flexible Terms = More Patients Helped
No SSNs are required. No one turned away. We approve 100% of patients and offer personalized plans based on each person’s ability to pay. It’s how we maximize engagement and cash flow without adding complexity to your team’s day.
3.
Technology Built for Healthcare, Not Just for Lending
Our Epic integrations enables 30% of patients to automate the enrollment and activation process through MyChart, text messaging, and even Hyperspace within a day of eligibility.
4.
Reporting You’ll Actually Use
We deliver performance insights and repayment data in real time, so your team knows what’s working and where to optimize. With banking, you might get a report. With AccessOne, you get answers.
By the Numbers: What Happens When You Choose Us
97%
of patients who enroll in our 0% interest plan option pay in full
80%
overall net yield on patient payment plans
5-7%
managed recourse with our proprietary Predictable Funding Model
"As patients’ out-of-pocket costs increase, it was important to find a resolution that helped us manage their costs while not financially burdening our organization. AccessOne met that need perfectly! Our staff can now focus on other areas and our patients can make reasonable monthly payments."
Steve Early, Director of Central Operations
How We Compare
Regional Bank
AccessOne
Created by
Bankers
Providers
Call Center Staff
Bank collectors
U.S.-based compassionate patient advocates
Inclusion
Limited approval—SSN required
100% approval, no SSN required
Patient Tools
App or online payments
Epic integrations, text activation, patient portal, consolidated billing for families, 24/7 support
Reporting
Basic statements
Actionable performance insights
Expertise
Limited focus on healthcare compliance
Deep understanding of patient data complexities
Provider Service Fees
Low double digits to high teens (%)
High single digits to low double digits (%)
Program Flexibility
Limited payment options, increasing the risk of bad debt
Multiple payment options available, keeping patients engaged and out of bad debt
A $12B NPR health system located in the Southeast drives significant
results with the AccessOne Patient Financing platform
90%
patient adoption rate across the AccessOne program
$171M
in annual cash acceleration and payment collections
4.4%
recourse rate on funded payment plans with strategic cash acceleration mode
30%
of referrals are through the AccessOne self-service MyChart Extension
Ready to See the Difference?
If you’re curious about how AccessOne could fit into your revenue cycle strategy, or just want a second opinion, we’d love to connect.