Mark Spinner joined AccessOne as its chief executive officer in March 2016. In partnership with founder Dr. Rusty Salton, Mark set the strategy and execution framework to build AccessOne into the national leader in technology-enabled patient financing services. Building on a unique core product and proprietary software, AccessOne began to grow its executive team and capability set to scale nationally. Since then, AccessOne has achieved significant growth in consumer account holders, client contracts and revenue while decreasing client concentration and growing margins. AccessOne’s capital base has also grown significantly to enable this scale and support continued growth. In January 2020, AccessOne was named the KLAS Category Leader in Patient Financial Services by industry leading independent research organization KLAS Research. AccessOne continues to build on its momentum through the strength of its team, products and technology.

Mark’s background holds a unique combination of entrepreneurial executive & finance experience in private and public capital markets, as well as credit and mergers & acquisitions. Prior to AccessOne, Mark was the chief executive officer and founder of ProviderWeb Capital, a technology-enabled specialty finance company offering financing products integrated with healthcare e-payment technology platforms. Prior to this, Mark spent 12 years in private equity, corporate finance and mergers & acquisition advisory with Stephens, Deutsche Bank Alex Brown and RBC Capital Markets. Mark received BA degrees in Economics and Management from Rice University while competing as a varsity student athlete. Mark is a former board member of Fire & Flavor Grilling Company and former Board of Trustees member for The Schenck School.

Ray Morel joined AccessOne as its Chief Financial Officer in December 2023. Prior to AccessOne, Ray spent five years as the Chief Finance and People Officer at Salary Finance (US), a FinTech start-up focused on providing affordable financial products and services through employers to their employees.

Prior to Salary Finance, Ray spent 12 years at Cognition Financial, a specialty finance company focused on private student lending and tuition payment processing. At Cognition, Ray held various roles including CFO and managing director of finance, capital markets, credit risk, and data analysis. Prior to Cognition, Ray worked at Moody’s Analytics, Standard & Poor’s, and Willis Towers Watson focused on consumer lending, capital markets, and financial analysis.

Ray holds an MBA degree from Wake Forest University and a BS degree in Mathematics from the University of Notre Dame.

Marina Bigsby joined AccessOne as their Vice President of Product in August of 2021 and was promoted to Chief Customer Experience Officer in 2023. Marina is responsible for AccessOne’s product functions including the vision, strategy, lifecycle management, and roadmaps for our portfolio of products, customer implementation, and our patient advocate center.

Marina brings over 18 years of experience in leading technology, revenue growth and customer retention in the payments, healthcare, and supply chain industries. She has created well-loved product portfolios used by top banks and retailers across the nation, as well as machine learning analytics products that help customers identify trends in risk before problems occur.

Most recently, Marina has led the B2B product organization at ConnectYourCare, who specializes in health benefit account administration.

Marina holds an M.B.A. degree from New York Institute of Technology and has a product certification from the Pragmatic Institute.

Rajneesh joined AccessOne as their Chief Technology Officer in June 2021. Rajneesh is responsible for the company’s technology functions including software engineering, cloud engineering, data engineering, information security, and project management. He is an experienced technology and engineering leader, having spent the past decade in engineering leadership roles for high-growth healthcare and financial technology companies. Rajneesh has specifically spearheaded cloud and engineering initiatives building enterprise scale companies that enable patient payments and financing options.

Previously, Rajneesh was the VP of Product and Engineering at ConnectYourCare, a leading Health Savings Account solutions platform. He led an enterprise scale engineering organization and helped support the business through double digit revenue growth and through its recent sale to Optum. Prior, Rajneesh held similar leadership positions at Intermedix and Change Healthcare.

Rajneesh holds a Master of Science in Computer Science from Tennessee Technological University and a Bachelor of Engineering in Civil Engineering from Thapar University.

KaLynn Gates is an entrepreneurial lawyer and healthcare evangelist with a mission to make healthcare affordable for all. As General Counsel and Chief Commercial Officer of AccessOne, KaLynn brings unique combination of executive leadership and legal experience in healthcare finance and consumer credit products. She came to AccessOne through its acquisition of HealthFirst Financial where she served as its President & Corporate Counsel. Together the two companies have served over 1 million patients and hundreds of healthcare providers across the country.

KaLynn earned her Juris Doctorate and bachelors degree from the University of Oregon School of Law and served as a Technology & Entrepreneurship Fellow with the Lindquist College of Business. She is actively involved the entrepreneurial community and is a frequent mentor to early stage technology start-ups.

Lisa Smith is responsible for the patient experience at AccessOne, leading our Patient Advocate Center to provide efficient, effective and empathic help to all of our patients. She has extensive experience in process improvement, project management and behavior change management after serving 27 years in justice and government services. Lisa is known for her leadership and for bringing Medicaid reimbursement funding to the juvenile justice system and to mental health services in both Missouri and Oregon. She has been called upon to speak at both local and national conferences regarding organizational change, process improvement and cognitive behavior interventions.

Lisa serves in a volunteer capacity as the coordinator for Amputee Empowerment Partners of Willamette Valley and serves on the Board of Directors for Volunteers in Medicine, United Way of Lane County and the Emerald Valley Lean Association.

Lisa holds a Bachelor’s Degree in Business Administration from William Woods University, and an MBA from William Woods University.