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The market leader in structured liquidity for healthcare.

Our strategic management of your patient AR portfolio unlocks embedded cash and increases the cash you ultimately realize

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Your patient receivables contain embedded liquidity.
We unlock your embedded cash.

Patient balances have become long-duration payment instruments, effectively turning health systems into lenders.

AccessOne is the category leader in converting trapped patient receivables into predictable cash flow for enterprise health systems.

With a structured receivables strategy, health systems are: 

  • Enabling 100% patient eligibility for liquidity placement 
  • Achieving 90% gross collection performance 
  • Reducing bad debt while increasing near-term cash 
  • Converting extended payment plans into structured, accelerated realization 

This is not a payment plan vendor model. It’s purpose-built strategic liquidity management for healthcare. 

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The most flexible financing model in the market

AccessOne is the only healthcare-exclusive platform that allows health systems to actively configure financial outcomes.  
You configure your financial goals and we execute at the lowest cost on the market. 

  • Affordability: You decide the plan structure and term strategy 
  • Risk: You control exposure 
  • Operational: We make it work for you! We’re fully integrated with Epic, let staff refer or patients self-service and automate routing by yield. 

We execute within the structure you define, aligning to your goals. 

No rigid, one-size-fits-all programs. No other platform gives health system leaders this level of structural control.

Best results, proven at scale.

AccessOne delivers a differentiated cash result that traditional financing vendors cannot replicate.  

The AccessOne difference: 

  • 100% patient acceptance, no balance caps 
  • 90% gross collections, offering 0% and low interest patient options 
  • 6% managed recourse—a flexible funding approach that gives you options and protect enterprise economics 

For more than 20 years, we’ve been the leader in strategically managed patient receivable portfolios exclusively in healthcare—driving higher realization, faster repayment velocity and measurable working capital improvement. 

We’re not entering this category. We defined it. 

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Replace volatility with predictable performance.​

Long-duration patient balances create uncertainty in forecasting, staffing and net collection rates. 

AccessOne introduces structure, acceleration and control—transforming payment behavior into reliable financial performance. No other healthcare-exclusive platform delivers this combination of liquidity, control and realized yield. 

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